Is that something you’d say about every neighbourhood? Probably not! So how do you know when a neighbourhood is the right one? Ready to buy? Check! Know exactly what you want in a home? Check! Have a determined budget? Check! Now, where do you want to live in terms of location? Do you have something in mind already or do you have a few possible choices? Sometimes, where you decided to live can be a big factor — if it’s vibrant, up and coming neighbourhood,... [read more]

Toronto is a hot market when it comes to real estate! Yes, there are many buyers out there and not as much supply. What’s more, with everyone trying to own a piece of real estate these days, we are constantly seeing infamous bidding wars on almost every property. What does Sold Over Asking mean? We see the “Sold Over Asking” line on all the signs—but what does it really mean? Now, as a realtor myself, I understand that listings are not as simple as they can seem.... [read more]

Everyone knows that having good credit is important. But here’s something you probably didn’t know—your credit score plays a significant role in determining whether you will be approved for a mortgage and can obtain a good, competitive interest rate. One of the first steps you should take when deciding to buy a home is to ensure that your credit history and score are intact.  Maintaining good credit history is right up there with planning to use your RRSP to buy your... [read more]

Thinking about investing in real estate? Real estate has always been one of the most successful investment options. I frequently meet young investors who are curious about getting into the real estate market. Investing in real estate can be very rewarding – however, if you don’t do your research, it can go south very fast. Investing in pre-construction condos has become very popular in the real estate market, especially in the Greater Toronto Area. So what are pre-construction... [read more]

Now, I know what you’re thinking – doesn’t the “triple constraints” only exist in the project management world? That is where the term comes from, but I think there’s a similar concept that can be applied to home buying. For those who want to find out more about the triple constraints of PM – you’ll find an overview here. There are many factors that impact what, how, and why you buy. However, the 3 most important factors are:... [read more]