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The Triple Constraints

Wednesday Mar 17th, 2021

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Now, I know what you’re thinking – doesn’t the “triple constraints” only exist in the project management world? That is where the term comes from, but I think there’s a similar concept that can be applied to home buying. For those who want to find out more about the triple constraints of PM – you’ll find an overview here. There are many factors that impact what, how, and why you buy. However, the 3 most important factors are:... [read more]

THE POWER OF CREDIT

Wednesday Mar 17th, 2021

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credit score

Everyone knows that having good credit is important. But here’s something you probably didn’t know—your credit score plays a significant role in determining whether you will be approved for a mortgage and can obtain a good, competitive interest rate. One of the first steps you should take when deciding to buy a home is to ensure that your credit history and score are intact.  Maintaining good credit history is right up there with planning to use your RRSP to buy your... [read more]

CLOSING COSTS – THE BUYER'S PERSPECTIVE

Wednesday Mar 17th, 2021

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monopoly board buying properties

Everyone’s heard of it! If you haven’t, don’t worry — you’re are going to find out what its all about!  When buying your home, a good chunk of people are surprised about the amount of this final bill. For a transaction, both the buyer and seller incur closing costs and they differ. Let’s see what the buyer’s closing costs are – shall we? What are closing costs? Well, it’s just that — costs associated to closing... [read more]

COSTS INVOLVED IN PRE-CONSTRUCTION CONDO PURCHASES

Wednesday Mar 17th, 2021

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condo living room

You can purchase a resale property with as little as a 5% down payment. Even when you purchase a brand new home from the builder, the deposit is usually within 5-10%. When you are purchasing pre-construction condos, almost all the time, you will be looking at paying about a 20% down payment.  Perhaps you’re thinking, “I saw a big billboard that said I could buy with 5% down!” That’s usually because the builder has pretty much sold all the units and is trying to... [read more]

THE 12 CRUCIAL STEPS TO PURCHASING PRE-CONSTRUCTION CONDOS

Monday Mar 18th, 2019

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Purchasing Pre-Construction Condos

Ready to master the art of purchasing pre-construction condos? Let’s take a closer look at the steps involved. Buying a pre-construction condo isn’t nearly as straight-forward as buying a resale condo. In my earlier post, I emphasized the importance of knowing whether investing in pre-construction condos was right for you. I cannot stress how important this is – don’t do it because it’s a trend. Really analyze if it’s the right option for you.... [read more]

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